West Virginia Licensed Underwriting • BurialCoverageGuide
West Virginia Indexed Universal Life (IUL) Rates & Quotes (2026)
Compare independent A+ carrier quotes for Indexed Universal Life (IUL) in West Virginia. Protected by the West Virginia Life & Health Guaranty Association ($300,000 cap) with an unconditional 10-day free look period.
Indexed Universal Life (IUL) in West Virginia: Key Facts
State Insolvency Limit
$300,000
West Virginia Guaranty Association
Statutory Free Look
10 Days
Full premium refund rights
Average Memorial Benchmark
$7,800
State funeral cost baseline