Michigan Licensed Underwriting • BurialCoverageGuide
Michigan Indexed Universal Life (IUL) Rates & Quotes (2026)
Compare independent A+ carrier quotes for Indexed Universal Life (IUL) in Michigan. Protected by the Michigan Life & Health Guaranty Association ($300,000 cap) with an unconditional 30-day free look period.
Indexed Universal Life (IUL) in Michigan: Key Facts
State Insolvency Limit
$300,000
Michigan Guaranty Association
Statutory Free Look
30 Days
Full premium refund rights
Average Memorial Benchmark
$8,150
State funeral cost baseline