Florida Licensed Underwriting • BurialCoverageGuide
Florida Indexed Universal Life (IUL) Rates & Quotes (2026)
Compare independent A+ carrier quotes for Indexed Universal Life (IUL) in Florida. Protected by the Florida Life & Health Guaranty Association ($300,000 cap) with an unconditional 30-day free look period.
Indexed Universal Life (IUL) in Florida: Key Facts
State Insolvency Limit
$300,000
Florida Guaranty Association
Statutory Free Look
30 Days
Full premium refund rights
Average Memorial Benchmark
$8,250
State funeral cost baseline